Gaining approval for a credit card can be tough when you have a low credit score, or even if you have no credit history to speak of. This is because credit card companies want to be sure that you’ll make your payments regularly and on time, and if you have poor or no credit history, they may think ...

There are many factors to consider when deciding on a credit card to apply for. There are countless credit card companies out there; sifting through the endless offers out there can be tedious, and after a while, they all begin to sound the same. But not all credit cards are created equal. ...

Growing up, you may have been told time and again to avoid using a credit card. You may have been taught that it’s the same as spending money you don’t actually have. Using credit cards can seriously put you into debt. You should only use them for small purchases, and pay your balance back right ...

Are you trying to figure out how to manage your money better?  Making a budget can be one of the easiest ways to maximize the value of each dollar you earn and achieve your financial goals.  As only one-third of Americans actively budget and approximately two-thirds of Americans live paycheck to ...

There’s one rule about money that most financial experts would agree with: Pay yourself first. This means that, once you’ve gotten a paycheck and are deciding what to do with it – after you’ve paid your rent or mortgage payment and other necessities, of course – you should “pay yourself” before ...